you know ronny, folks who save hundreds of dollars by switching to geico sure are happy. and how happy are they jimmy? happier than christopher columbus with speedboats. that's happy! get happy. get geico. fifteen minutes could save you fifteen percent or more. >> bill: factor tip of the day. why i have to get up at 5:00 in the morning in a moment. first the mail. italy, bill, over here it is illegal to publish political opinion polls 15 days prior to the vote. the day before the election, there's a total news blockout. didn't know that, rabbi. thank you. carissa, lafontaine, indiana. mr. o, where i come from, if it walks like a duck, quacks like a duck, it is a duck. the president is a socialist. where i live, it would be foul of me to label anyone anything without proof beyond a reasonable doubt. if you see mr. obama flying south with the flock, let me know. brad, indiana. your comment to geraldo, voters should do what's great for the country, is great. another one, most people on unemployment, do not consider it's a free ride. i spend hours a day trying to find a job a